Services
Financial Security, Credit Restoration & More
More Than a Credit Repair Company
You can legally repair your credit utilizing consumer protection laws such as the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and Much more. We not only work to repair your credit, but we also provide you with the tools you need to educate yourself for a lifetime of success. Our proven credit repair process will do almost all the work for you while giving you support from start to finish.
Why Choose Us
- 100% Money-Back Guarantee
- Experienced Tools for Consumer Credit, Business Funding, and Mortgage Approvals
- Intimately Involved in Your Credit Repair Experience
- Active Support Throughout the Entire Process
- Affordable Prices and No Long Term Contracts
Our Services Include
- Personalized Credit Repair Options to Fit Your Situation
- Experienced Case Analyst and Case Advisor Who Personally Work With You Through the Entire Process
- Custom Credit Challenges Created For Your Case
- 24/7 Access to Your Case Status and Progress
- Credit Tools and Education
Credit Restoration & Education
FREE CONSULTATION
We evaluate your credit reports to determine if you are in need of credit restoration. We then discuss our New Life Credit programs and determine which option is the best for your specific information. Sign up here for a Free Credit Consultation
ENROLLMENT
Once you are enrolled, we conduct an in-depth, line-by-line Credit Analysis of your 3 bureau credit reports, including all accounts, balances, utilization, credit mix, debts, and factors impacting your credit scores. We then develop a fully customized plan based on the credit file that puts you on track to reaching your credit and financial goals. We send you a complete breakdown of the Credit Analysis and Action Plan and discuss this in detail during your New Client Credit Discovery Call.
LET THE RESTORATION BEGIN
Under various consumer protection laws, we demand validation and verification of potentially erroneous information from the credit bureaus, creditors, and collector agencies to begin your credit restoration process.
RELAX AND ENJOY YOUR RESULTS
Our experienced experts take care of the work for you. Using a proven system that will get you the results you want in the fastest time possible, we do the work so you can sit back and enjoy the results!
Professional Credit Audit
Everyone’s financial situation doesn’t always require credit repair/restoration. However, it is extremely important to audit your credit reports before applying for credit. When we conduct the credit audit, we see the same information your potential creditors will be reviewing and analyzing your accounts, reporting the same way they would when determining if they will grant you credit. Getting a credit audit will give you a chance to correct any errors or make other moves to improve your credit score before applying.
1. Credit Scores
We begin your credit audit with a review of your credit scores. Since the three credit bureaus – Experian, Equifax, and Transunion – all report their scores, understanding the variation between each score is the first step to accomplishing your credit goals.
2. Account Analysis
Next, we analyze all of the accounts reporting on your credit report to determine which accounts are damaging your credit score the least and the most as well as identify the accounts creditors can or can no longer sue you for based on the laws and statutes.
3. Delinquent Accounts & Credibility
Then, we review your credit reports for accounts reporting as past due, as well as assess your overall use of available credit and utilization to put you in the best position to get approved.
4. Action Plan
Finally, we develop a customized plan specific to your credit file on how to apply the information from the audit to the credit audit also comes with a wealth of information and education on how to build or rebuild positive credit and the exact tools that we use to increase our client’s scores. This education is designed to help you build a healthy credit file so that you can begin getting the financial respect you deserve. All customers who purchase the credit audit and decide to enroll in one of our programs within 30 days of purchasing the audit are eligible to waive their initial enrollment fee.
Business Credit
Is your business Credit Worthy? Are you an entrepreneur or small business owner who understands the importance of building business credit and obtaining funding without putting personal credit or personal assets at risk?
Designed from the practical, real-world needs we see every day among entrepreneurs and small business owners, our national step-by-step Business Credit Building System and funding engine, which serves over 52,000 entrepreneurs, small business owners, finance professionals, real estate investors, and non-profit organizations, is the premier program to help you build a creditworthy business and obtain the funding you need without having to put your personal credit or personal assets at risk every time.
When advancing through our step-by-step process, business owners are provided access to vendor lines of credit, fleet cards, business credit cards with and without a PG, funding sources, and lenders that report to all the major business credit bureaus.
Whether a startup or an existing business, we can get clients unsecured lines of credit in the form of business credit cards that only report to the business credit agencies.
With combined credit limits as high as $200k and introductory rates as low as 0%, these exclusive cards are ideal for business owners looking to protect their personal credit while building business credit.
We have loan programs available if a client needs a loan to expand their business, purchase a business, invest in real estate, start a new franchise, purchase equipment, or refinance existing debt. Our business loan programs include revenue-based loans, term loans, hard money loans, and SBA loans.
Instead of using credit lines or existing cash to meet equipment needs, equipment financing is an excellent alternative.
We can get clients equipment financing & leasing, whether it’s a startup or established business. With 100% financing, clients can get funding for vehicles, computers, office equipment, heavy machinery, medical and restaurant equipment, and much more.
With a business-directed retirement account, clients have the freedom to invest in their own businesses. A Business Directed Retirement Account (BDRA) gives a client the ability to be the investor and owner of their business. This program is an ideal alternative rather than pulling money out of a retirement account for funding and receiving a 10% penalty and paying income tax of 35-40%.
Designed from the practical, real-world needs we see every day among entrepreneurs and small business owners, our national step-by-step Business Credit Building System and funding engine, which serves over 52,000 entrepreneurs, small business owners, finance professionals, real estate investors, and non-profit organizations, is the premier program to help you build a creditworthy business and obtain the funding you need without having to put your personal credit or personal assets at risk every time.
When advancing through our step-by-step process, business owners are provided access to vendor lines of credit, fleet cards, business credit cards with and without a PG, funding sources, and lenders that report to all the major business credit bureaus.
Whether a startup or an existing business, we can get clients unsecured lines of credit in the form of business credit cards that only report to the business credit agencies.
With combined credit limits as high as $200k and introductory rates as low as 0%, these exclusive cards are ideal for business owners looking to protect their personal credit while building business credit.
We have loan programs available if a client needs a loan to expand their business, purchase a business, invest in real estate, start a new franchise, purchase equipment, or refinance existing debt. Our business loan programs include revenue-based loans, term loans, hard money loans, and SBA loans.
Instead of using credit lines or existing cash to meet equipment needs, equipment financing is an excellent alternative.
We can get clients equipment financing & leasing, whether it’s a startup or established business. With 100% financing, clients can get funding for vehicles, computers, office equipment, heavy machinery, medical and restaurant equipment, and much more.
With a business-directed retirement account, clients have the freedom to invest in their own businesses. A Business Directed Retirement Account (BDRA) gives a client the ability to be the investor and owner of their business. This program is an ideal alternative rather than pulling money out of a retirement account for funding and receiving a 10% penalty and paying income tax of 35-40%.